motor home insurance

Motor Home Insurance

Your motor home insurance policy should necessarily provide the following:

• Home protection
  Covers the motor home against most perils.
  


• Personal property protection
  Covers property against loss from the following perils: fire, lightning, smoke, vandalism, falling objects, collapse.
  


• Theft coverage
  Protection against loss due to theft on and off premises.
  


• Family liability and guest medical protection
  Protection against claims other than auto-related. Also covers medical treatment for guests.

You can also customize Your motor home insurance with:

Replacement Cost for Your Mobile home and Personal Property
Provides full replacement cost for your insured mobile home and for most of your insured personal property. If a covered total loss occurs, the insurance company will pay the full cost to repair or replace your mobile home or damaged personal property with no deduction for depreciation. (Subject to limits in the policy.)

Trip Collision
Provides coverage for your mobile home while moving it to another location.
Extended Coverage on Jewelry, Watches, and Furs
Extended Coverage on Fire Department Charges
Motor home policies, like other insurance, have limits of liability and are subject to the terms and conditions of the policy, which vary by state.